AREAS OF PRACTICE Real Estate Representation at real estate closings is critical. Attorney Ianello has the education, knowledge and experience to handle any issues that occur during the purchase, sale or refinance of your home or commercial property. As a buyers’ or refinancers’ attorney, she thoroughly reviews your property’s title (the legal history of your property) for any title issues. As a seller’s attorney, she clears up any title issues that may arise. Attorney Ianello will negotiate on your behalf and draft the necessary documents in connection with your closing. At the closing, she will explain all the documents to you. Owner’s Title insurance is so important. As a homeowner, by electing an owner policy when purchasing a home, you would be covered against the legal and financial consequences resulting from a claim that may jeopardize your ownership of the property. It is a one time fee when you purchase the property and you are covered for the entire value of your property for as long as you own it. This is the biggest investment of your life – protect it. Declarations of Homestead are available to an owner or owners of a home who occupy their property as their primary residence. The Homestead protects these individuals from certain types of lawsuits up to $500,000.00. This document must be filed with the Registry of Deeds when the property is initially purchased, but can be filed at any time if it has been previously forgotten.           AREAS OF PRACTICE Criminal Law The justice system can be scary and confusing during criminal proceedings. You may feel overwhelmed and unable to decide what is in your best interest, particularly if you are facing the possibility of incarceration. If you have been criminally charged, consult Attorney Ianello so that all possible defenses and remedies can be explored.                         AREAS OF PRACTICE Social Security Disability If you are disabled and have been out of work for one year or more, you may qualify for social security disability benefits. More likely than not, benefits are awarded to individuals who are represented by an attorney. If your claim is at the appeal stage, contact Attorney Ianello. She will represent you at the hearing, request your medical records and is better equipped to handle the Vocational Expert at the hearing. She only gets paid if you win.                     AREAS OF PRACTICE Wills / Trusts Durable Powers of Attorney Health Care Proxies If you die intestate (without a valid will), your property will escheat (revert) to the state. The recent Terri Schiavo case has taught us that life is uncertain. Who do you want to have handle your affairs and make decisions for you, medical and otherwise? If you are not prepared, your wishes will not be carried out and your property and personal belongings will not be passed on to those beloved individuals. Guarantee that your loved ones will be taken care of by making your intentions known. Contact Attorney Ianello regarding a Will Package which includes a Will, Durable Power of Attorney, and a Health Care Proxy. ~ Disclaimer: This material has been prepared by Cristina M. Ianello, Attorney at Law for informational purposes only and should not be construed as legal advice for any individual case or situation. Transmission of the information is not intended to create and receipt does not constitute an attorney-client relationship. Internet subscribers and online readers should not act upon this information without seeking professional legal counsel. This material may be considered advertising under the rules of the Supreme Judicial Court of Massachusetts. No part of this material may be disseminated without this paragraph.

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